Calculating Out of Pocket Totals and More...

Below is how I:

  1. Calculate out of pocket totals.
  2. Make the 10 best list each week.

About the out of pocket numbers:
My out of pocket total reflects the money I actually spent that day at the checkout. Any rebate offers from Ibotta or SavingStar are redeemed in the form of a gift card. Since the money redeemed from an offer is not directly deposited to a checking or PayPal account, I do not subtract that amount from the final total. Any rebates or Catalina coupons earned will be subtracted from the out of pocket total when those coupons and/or gift cards are used.

For example, if I purchased a product that was on sale for $1.99 and I had a $0.75 coupon that doubled to $1.50 and an Ibotta rebate for $1.00, I will not say that it was a $0.51 money maker. The total spent for that item at the time of purchase is $0.49. Once I accumulate enough offers to cash out for a $20.00 Whole Foods gift card, that Ibotta offer will be subtracted for the overall shopping total. Check out how I used my latest Whole Foods Gift card redeemed from Ibotta here!


What is the 10 best lists...
My list is comprised of products that I purchase or may purchase for my family. While I don't shop entirely organic, I try to avoid items that contain high fructose corn syrup, partially hydrogenated oils, sodium nitrates, sodium nitrites, artificial flavors, artificial colors, DATEM, BHT, and TBHQ. Occassionally, I will buy some candy and break the rules! When you are craving some chocolate and can get a Snickers for a penny, why not!

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About TJ